Text BAL followed by a space and your 12-digit account number to 7700 from the mobile number registered with Ajman Bank, and the balance comes back by SMS. That works only if you’re subscribed to Ajman Bank SMS Banking. If you aren’t, the Ajman Bank One app and the 24/7 phone line on 600 55 5522 give you the same figure.
Ajman Bank balance check options
| Method | What you need | Covers credit cards |
|---|---|---|
| SMS to 7700 | SMS Banking subscription and your 12-digit account number | No |
| Ajman Bank One app | Digital banking login | Yes |
| Phone banking, 600 55 5522 | Phone banking verification | Yes |
| ATM | Ajman Bank debit card and PIN | No |
Balance by SMS to 7700
- Make sure your mobile number is the one Ajman Bank holds on your account and that SMS Banking is active.
- Type BAL, a space, then your 12-digit account number. Example: BAL 012345678901
- Send it to 7700.
The reply shows the balance of that account. Ajman Bank currently offers these SMS requests free of charge as an introductory offer and says it will tell customers in advance before any fee starts.
Other SMS commands worth knowing
The same number answers a few more requests, all sent to 7700 in the same format:
| Command | What you get |
|---|---|
| AD | Account summary |
| BAL | Account balance |
| LTX | Your last 5 transactions |
| EX | Exchange rates |
| HELP | The list of commands |
LTX is the one to use on payday. The balance tells you how much is there, but only the transaction list shows whether the salary credit has actually landed. Any command that moves money, such as FTO for a transfer between your own accounts, also asks for your MPIN and a reply to a confirmation key, so the full list of SMS banking commands is worth reading before you try one.
In the Ajman Bank One app
Log in to Ajman Bank One with your digital banking details to see your account and card balances.
The app is the better choice when you hold both an account and an Ajman Bank credit card, because SMS covers accounts only.
By phone on 600 55 5522
Phone banking runs 24/7, 365 days a year, in Arabic and English. Call 600 55 5522 (+971 600 55 5522 from abroad) and you can:
- hear the balance of your accounts and credit cards
- get an account and credit card summary
- block or activate a debit or credit card
- report a lost or stolen card
Phone banking is the right choice when you aren’t registered for SMS Banking yet and can’t get into the app, for example after changing phones.
At an ATM
Insert your Ajman Bank debit card, enter your PIN and choose balance enquiry. Using another bank’s ATM in the UAE also works, though that bank may charge for the enquiry. The same ATM balance check in UAE rules apply to any card used at another bank’s machine.
Why the SMS method fails
Most failed requests come down to one of three things:
- The wrong sender number. 7700 answers only the mobile number registered on your account. A new SIM or a number you never updated gets no reply.
- No SMS Banking subscription. Transaction alerts and the PULL commands such as BAL are parts of the same SMS Banking service, so a missing subscription blocks both.
- The account number format. The command needs the 12-digit account number, not your card number and not your IBAN.
Update your mobile number through the bank before trying again, then send HELP to 7700 to confirm the service is responding.
If your salary isn’t showing
Check LTX or the app’s transaction list before you assume anything has gone wrong. If there’s no salary credit at all after the pay date, the payment may never have left your employer, and a salary not received in the UAE case follows a set route through the employer and MOHRE. Salaries paid under the WPS salary system leave a record your employer can trace.
FAQ
What is the Ajman Bank balance check number?
Send BAL followed by your 12-digit account number to 7700 from your registered mobile number. To speak to the bank instead, call 600 55 5522, open 24/7.
Is the Ajman Bank SMS balance check free?
Yes, for now. Ajman Bank offers the SMS Banking request service free as an introductory offer and will notify customers before any charge applies.
Can I check my Ajman Bank credit card balance by SMS?
The BAL command covers accounts. For a credit card balance, use the Ajman Bank One app or phone banking on 600 55 5522, which handles both accounts and cards.
How do I see my last transactions without the app?
Text LTX with your account number to 7700. The reply lists your last 5 transactions.
Next steps for your Ajman Bank balance
- Confirm the mobile number on your account is the one in your phone.
- Save 7700 and the format BAL plus your 12-digit account number in your notes.
- Use LTX on payday instead of BAL to see whether the salary credit arrived.
- Keep 600 55 5522 for card blocks and anything the SMS service can’t answer.
Balance methods for other UAE banks are on the UAE bank balance check hub.
