Bank of Baroda’s SWIFT code in the UAE is BARBAEAD, or BARBAEADXXX in its 11-character form. It’s a different code from Bank of Baroda’s branches in India, and the AE in the middle is how you tell them apart.
That difference matters more for Bank of Baroda than for most UAE banks, because many customers move money in both directions between the two countries. Money coming into a UAE account uses BARBAEAD and a UAE IBAN. Money going to an Indian account uses that branch’s IFSC, never BARBAEAD.
Bank of Baroda UAE details for a payer
| Field | What to enter |
|---|---|
| SWIFT / BIC | BARBAEAD (11 characters: BARBAEADXXX) |
| Bank name | Bank of Baroda |
| Country | United Arab Emirates |
| Beneficiary account | Your 23-character IBAN, starting AE |
| IBAN bank code | 011 |
| Sample IBAN layout | AE72 0111 2345 6789 0123 456 (illustrative only) |
| UAE routing code (local clearing) | 801120101 |
| Customer care, 24/7 | 800-BARODA, or +971 4 313 6666 |
BARBAEAD vs Indian Bank of Baroda codes
| Situation | What the payer needs |
|---|---|
| Paying into your Bank of Baroda account in the UAE | BARBAEAD and your UAE IBAN |
| Paying into a Bank of Baroda account in India | That Indian branch’s details, including its IFSC |
| Paying a UAE Bank of Baroda account from another UAE bank | Your UAE IBAN only |
The fastest check is the account itself. A UAE account has an IBAN starting AE with 011 in characters 5 to 7. An Indian account doesn’t have an IBAN at all.
Your Bank of Baroda UAE IBAN
Since 19 November 2011, UAE banks require an IBAN for every payment into or out of an account. Without one, Bank of Baroda UAE warns, inward and outward payments are likely to be rejected or delayed, with extra processing charges.
A Bank of Baroda UAE IBAN is 23 characters long and starts with AE. Bank of Baroda’s IBAN finder returns yours, and it’s also in the bob World UAE app and on your statement. Send it to everyone you expect money from, including employers and family abroad. The general IBAN number UAE layout is the same at every UAE bank.
SWIFT code or routing code?
A bank abroad asks for the SWIFT code, BARBAEAD. A UAE payroll department or local system may ask for a routing code instead. For Bank of Baroda UAE that is 801120101. Give it with your IBAN for a salary set-up, and keep BARBAEAD for international transfers.
Charges & what arrives
The sender decides who pays the fees. OUR means you receive the full amount. SHA splits the fees between you. BEN takes every fee on the route from the amount you receive. When the amount has to land in full, such as a deposit or tuition fee, ask for OUR.
Sending money the other way, from a Bank of Baroda UAE account to India, has its own document rules. The Bank of Baroda UAE guide covers those transfers, the account types and the branches.
If a transfer hasn’t arrived
- Ask the sender for the MT103 from their bank.
- Check it was sent to BARBAEAD, not an Indian Bank of Baroda code.
- Check your full IBAN, with 011, is in the beneficiary field.
- Call 800-BARODA, or +971 4 313 6666 from abroad, with the MT103. You can also email enquire@bankofbaroda.com.
An MT103 SWIFT copy is the document any trace starts from.
FAQ
What is the SWIFT code of Bank of Baroda in the UAE?
BARBAEAD. The 11-character form is BARBAEADXXX.
Is BARBAEAD the same as Bank of Baroda’s SWIFT code in India?
No. BARBAEAD is the UAE code. Indian branches use their own codes and IFSC numbers.
What is Bank of Baroda UAE’s IBAN bank code?
- It sits in characters 5 to 7 of every Bank of Baroda UAE IBAN.
What is the Bank of Baroda UAE customer care number?
800-BARODA, or +971 4 313 6666 and +971 4 313 6600. The contact centre is open 24/7.
Do I need an IBAN to receive money in my Bank of Baroda UAE account?
Yes. Since 19 November 2011, UAE banks need an IBAN for payments into and out of an account. Without it, a payment is likely to be rejected or delayed.
Next steps
- Get your IBAN from the IBAN finder or the bob World UAE app.
- Send the payer BARBAEAD, the bank name and your IBAN.
- Give your employer the routing code 801120101 with your IBAN.
- Keep the MT103 until the money arrives.
Every other UAE bank’s code is on the UAE bank SWIFT codes list.
